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This valentine is available in two versions: a free, ready-to-use version and a $4.00 version that you can customize.
The free version is available in .PDF format: just download one, open it in a program that can display the PDF file format, and print.
The $4 version is available in Microsoft Word (.DOC) format: Just download it, open it in Word (or another word processor that's compatible with the DOC file format), and customize it before printing. You can pay using your PayPal account or credit card. You'll be able to download the customizable valentine within moments.